Risk management & safety

Construction worker walking on roof

At Builders Mutual, we’re proud to be the industry experts. Because we know that job-site hazards vary among contractors, our Risk Management program is not one-size-fits-all. Our consultants are available to help you define, identify, analyze, and plan for the risks associated with your company’s operations while promoting OSHA compliance.

Take advantage of all Builders Mutual has to offer. Partner with your Risk Management consultant to improve your job-site safety practices — and your bottom line.

What to expect with your risk management experience

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Find a risk management consultant in your area

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Focus Four

Builders Mutual has identified our top four claim types in terms of frequency (how often the claim happens) and severity (how expensive the claim is). With the Builders Mutual Focus Four, we make it easy for you to focus efforts to prevent unnecessary injuries and fatalities.

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Safety is everyone's responsibility

Too many workers are injured in preventable accidents. To promote a culture of safety on every job-site, Builders Mutual developed WorkSafe, a compact but critical introduction to best practices.

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Two construction workers talking in driveway

Return-to-Work Programs That Work

A Return-to-Work (RTW) program allows employees to be productive within their abilities during the injury recovery process and is a key component for containing and minimizing the cost of Workers’ Compensation claims.

As part of our dedication to providing our policyholders with the best resources possible, we assembled the tools you need to consider and establish an effective RTW program.

Download Return-to-Work Reference Guide

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Toolbox Talks

Having safety meetings (toolbox talks) on your construction site is key to your safety program. When used properly, these talks can be an effective method for teaching workers safety awareness and for conveying the importance your company places upon safety.

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Four construction workers talking near heavy equipment
Man framing house

Put Your Guard Up

Builders Mutual wants to empower everyone on the job-site to protect workers and visitors alike. Proper installation of a guardrail takes only a couple of minutes, yet it can be the difference between life and death. Speak up if guardrails are missing and help us stand up for improved job-site safety.

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Additional Builders Mutual resources

A safety policy is a comprehensive document designed to establish the safety procedures and individual responsibilities within a company. From owner to supervisor to employee, each person holds a specific and valuable role that ensures a safe and productive work environment.

Please use the following resources as the foundation for customized safety policies:

A safety program is a detailed document that addresses specific work related hazards, as well as hazards that could result from a change in practice or conditions on your job-site. Your safety program should be unique to your company and tailored to address the needs of your employees and potential job-site visitors. Within the safety program there should be a safety module for each probable hazard.

Examples of safety program modules include:

Driving conditions such as weather, traffic, and road quality can create a wide variety of road hazards. The behavior of other drivers and distractions like cell phones only compound the problem. To help address these challenges, Builders Mutual created a new driver safety program that addresses the unique needs of the construction industry.

The resources below are designed for owned and non-owned fleets and provide sample programs as well as forms and an inspection checklist that should be included in your program. We also created a >driver safety training class that can be modified to meet the needs of individual companies.

Safety Links