About us

Man carrying a ladder

At work with you

There is no way to remove all the risks associated with construction. But at Builders Mutual, we are giving it our best effort. We work with you to reduce risks, prevent fines, and help your job go as smoothly as possible through safety education, risk management consulting, and complete insurance coverage.

Each and every day, we show up on the job-site, and beyond, so contractors can stand strong. Our drive to help our customers succeed is rooted in our purpose.

Our purpose

To protect and advance the unique needs of the contractor community.

Our history

Swipe or use the arrows to explore our company timeline.

A partnership built on purpose

Builders Mutual and the NCHBA

In the early 1980s, builders in North Carolina had difficulty accessing affordable Workers’ Compensation insurance. For this reason, the North Carolina Home Builders Association (NCHBA) established a self-insured fund for its members. When it was created, HBA membership was a key requirement for all policyholders. Nearly 15 years later, the fund evolved into an independent mutual insurance company, and Builders Mutual was born.

Over the years, we have expanded into additional states and established partnerships with various industry associations. However, we never lose sight of our roots. Builders Mutual remains exclusively dedicated to the construction industry, and we understand the value of an HBA membership. Through the years Builders Mutual has been actively involved with the HBA — from participating in legislative initiatives in our nation’s Capital, to grassroots community outreach. We were founded by members, and we’re here to insure eligible members.

Premier partnerships

Builders Mutual maintains Premier Partnerships with the HBA of FL, HBA of SC, HBA of TN and the HBA of Virginia. In these relationships, Builders Mutual assists in sponsoring and promoting the great work of the associations for the construction industry.

Our leadership

  • David Stormont, Chairman
    Storm Coast Homes, LLC
    Kitty Hawk, NC
  • Erik A. Anderson, Vice Chairman
    Anderson-Moore Builders
    Winston Salem, NC
  • Mark Martin, Secretary
    Sandmark Custom Homes, Inc.
    Kitty Hawk, NC
  • Andy Betts
    Business Consultant
    Raleigh, NC
  • Mike Carpenter
    General Counsel, North Carolina Home Builders Association
    Raleigh, NC
  • Michael S. Enscore
    The Veritas Group, Inc
    Kernersville, NC
  • Gary Embler
    Niblock Development Corp.
    Concord, NC
  • Willard "Buddy" Hughes
    Insulated Concrete, Inc.
    Lexington, NC
  • Brian Pace
    Pace Development Group
    Charlotte, NC
  • Randy Screen
    Business Consultant
    Raleigh, NC
  • Jennifer Taylor
    Business Consultant
    Raleigh, NC
Interested in becoming a member of the Builders Mutual Board of Directors? Let us know.
  • Michael Gerber, CBIA
    President/Chief Executive Officer
  • Keith Goad, MBA, CVA
    Vice President/Chief Financial Officer
  • Ross Fowler, CPCU, CBIA
    Vice President/Underwriting
  • Brad Moock, CPCU, CLU, CBIA
    Vice President/Business Development
  • Ken Bunn, AIC, PMP
    Vice President/Claims
  • Michele Hemric, SPHR, PCC, CBIA
    Assistant Vice President/Human Resources and Organizational Effectiveness
  • Sherman McCoy
    Assistant Vice President/Business Operations
  • Jesus Unzueta
    Assistant Vice President/IT
  • Jodi Vedelli, CBIA
    Assistant Vice President/Strategy
  • Chris Wetzel, FCAS, MAAA
    Assistant Vice President/Actuarial Services
  • Melissa Williard, CIC, CBIA
    Assistant Vice President/Underwriting
  • Susan Lenhart
    Assistant Secretary
  • Jeff Beatty
    Director of Underwriting
  • Lindsay Beavers
    Director of Marketing
  • Basil Guevarra
    Director of Digital Solutions
  • Dan Carroll
    Director of Large Market Accounts & Products
  • Lori Caldwell, AIC, CRIS, CBIA
    Director of Claims Operations & Commercial Claims
  • Jeff Flood
    Director of Project Services
  • Joe Frazier
    Director of IT Business Solutions
  • Robert Geiger, CPA
  • Tina Hill, CBIA
    Director of Claims, WC
  • Jeff Lenhart, CPCU, SCLA, CLMP, AIC
    Director of Claims, Litigation
  • Daniel Marek
    Director of Analytics
  • Rob Matuga
    Director of Industry Affairs
  • Melissa Piercy, AIC, CPCU, CBIA
    Director of Learning & Development
  • Lonnie D. Platt, ARM, AIS, CBIA
    Senior Director of Risk Management
  • Todd Quilici
    Director of IT Infrastructure
  • Alice Rockwell, APA, CRIS
    Director of Premium Audit
  • Lauren VanLandingham, CBIA
    Director of Sales
  • Stephen Vore, CPA, CTP
    Senior Director of Treasury Services

Financial Stability

We remain committed to maintaining a solid financial base. For a complete summary of Builders Mutual’s financial history, review our most recent annual report, Workers’ Compensation safety dividend, and financial ratings from AM Best.

Learn more