Industry Partnerships

Builders Mutual believes when contractors are actively engaged in a Home Builders Association or other professional trade organization, it shows they are invested in their business and that they are giving back to their industry.

A Partnership Built on Purpose

Builders Mutual requires HBA Membership for North Carolina Policyholders

When North Carolina contractors choose to insure with Builders Mutual, we require that they join and maintain a membership in a local North Carolina HBA. This requirement stems back to our roots and strong ties with the NCHBA, demonstrating our long lasting commitment to the construction industry.

In the early 1980s, builders in North Carolina had difficulty accessing affordable Workers’ Compensation insurance. For this reason, the North Carolina Home Builders Association (NCHBA) established a self-insured fund for its members. When it was created, HBA membership was a key requirement for all policyholders. Nearly 15 years later, the fund evolved into an independent mutual insurance company, and Builders Mutual was born.

Over the years, we have expanded into additional states and established partnerships with various industry associations. However, we never lose sight of our roots. Builders Mutual remains exclusively dedicated to the construction industry, and we understand the value of an HBA membership. Through the years Builders Mutual has been actively involved with the HBA – from participating in legislative initiatives in our nation’s Capital, to grassroots community outreach. We were founded by members, and we’re here to insure eligible members.

There’s more to member benefits than just Builders Mutual.

Top 4 benefits of membership

  1. 3-in-1 membership: When you join your local association, you become a member of all three levels of the NAHB federation: local, state and national.  That’s three memberships for the price of one!
  2. A Voice: As your advocate in your local area, Raleigh and on Capitol Hill, the HBA constantly develops and provides top notch legislative and regulatory representation on behalf of the home building industry. These actions help defect excessive regulations and defend affordable housing. 
  3. Networking and Leads: Your local HBA will provide invaluable networking opportunities to meet other professionals in your local community. HBA’s promote doing business with members and each networking event is an opportunity to gain a new business lead. 
  4. Savings: NCHBA members are eligible for discounts and rebates through two programs:
    • The NCHBA Member Rebate Program is designed to reward members for loyalty by specifying the manufacturers to your subcontractors. No receipts are needed and the average rebate per Builders/Remodelers in 2021 was over $1500.
    • The NAHB Member Advantage Program provides members with various discounts from cell services and vehicles to an additional daily 2% discount on your Lowes accounts receivable purchases and more.

Premier Partnerships

Builders Mutual maintains Premier Partnerships with the HBA of FL, HBA of SC, HBA of TN and the HBA of Virginia. In these relationships, Builders Mutual assists in sponsoring and promoting the great work of the associations for the construction industry.





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