About us

Our company

Builders Mutual provides insurance coverage exclusively to the construction industry. It’s not just our specialty—it’s all we do. Headquartered in North Carolina, our market includes the Mid-Atlantic and Southeast. We grew out of the North Carolina Home Builders Association and continue to maintain strong partnerships with many industry associations.

Timeline

Scroll down to view Builders Mutual's history to date.

1984

The North Carolina Home Builders Self Insurers Fund grows out of the North Carolina Home Builders Association to provide affordable workers’ compensation coverage to its members.

1985

Within a year, the fund collects premiums totaling $845,000.

1995

Fund membership reaches 8,000 members, and eligible members receive a policyholder dividend distribution totaling $3 million.

1998

The Self Insurers Fund officially becomes known as Builders Mutual Insurance Company.

1999

Builders Mutual moves into comprehensive commercial coverage.

2003

Builders University is chartered and becomes the only institution of its kind in the industry, providing training and certification to policyholders, agents, and employees.

2014

Builders Mutual territory includes North Carolina, South Carolina, Georgia, Mississippi, Tennessee, Virginia, Florida, and the District of Columbia.

2016

Builder Mutual provides coverage for more than 21,000 policyholders through a network of more than 4,000 sales agents.

Endorsements

Builders Mutual is endorsed by the North Carolina Home Builders Association. Policyholders in North Carolina must maintain an active membership with a local HBA.

Affiliations

The Job-Site Safety Institute (JSI) is a nonprofit organization established and funded by Builders Mutual that is dedicated to conducting safety research for residential and commercial job-sites. As the industry experts in construction insurance, Builders Mutual has a responsibility to support and lead the efforts of specialized industry research and education. Ultimately, the JSI will lead to fewer job-site injuries and the elimination of job-site fatalities.

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