In the course of providing our products and services to you,
Builders Mutual Insurance Company may collect nonpublic personal
information from you, or from third parties about you. Builders
Mutual may gather information about you through the use of credit
reporting agencies or directly through the use of written inquiries.
Information we may obtain
Depending on the type of product or service we are providing,
Builders Mutual Insurance Company may obtain customer information,
financial information, and/or health information about you.
- Customer Information. Customer information
includes information we obtain from your application. You provide
us with most of the information we need as part of the application
process, such as your name, address, telephone number, and
Customer information also includes information about your transactions
with us and our service to you, such as your premium payment
and claims history, accident information or medical information
related to claims, as well as items such as payroll and motor
- Financial Information. Financial information
is information covered by the Fair Credit Reporting Act and
includes information such as your credit history, income, assets,
type and value of other insurance products you own or for which
you have applied, and the amount of insurance premiums you
pay to other insurance companies. The kind of information we
may gather depends on the type of policy or contract you have
- Health Information. Health information includes
information about your health and medical history, and your
insurance underwriting risk factors
Sharing information about you
We may share information about you in the normal course of conducting
insurance operations, such as providing you with an insurance
quote, processing, servicing, and administering your insurance
policy and your claims. We are permitted by law to share information
about you when you become a Builders Mutual customer or claimant
with, for example:
- A third party that performs services for us, such as claims
administration, claims investigations, appraisal or detection
of fraud or misrepresentations;
- Medical care providers where reasonably necessary for a purpose
permitted by law;
- Companies affiliated with Builders Mutual for purposes permitted
- Insurance regulatory authorities and reporting agencies;
- Your State Motor Vehicle Department to obtain a report of
any accidents or convictions;
- Law enforcement agencies or other governmental authorities
to report suspected illegal activities;
- Persons or organizations conducting insurance actuarial or
research studies, subject to appropriate confidentiality agreements;
- As otherwise permitted or required by law.
We will inform you, upon your written request, whether or not
a consumer report was requested, and if so, of the name and address
of the consumer reporting agency that furnished the report.
If you believe any of our information about you is incorrect,
please notify us in writing and we will investigate. We will
correct any errors that we find. If we do not find any errors,
you may file a statement with us that disputes the information
in your file. We will send the correction or statement to anyone
who received or will receive the original information.
If you have any questions about the right of access to or correction
of information in your file, please contact us at the address
below and include a copy of some type of personal identification,
such as a driver's license.
BUILDERS MUTUAL INSURANCE CO.
PO BOX 150005
RALEIGH NC 27624-0005
Thank you for allowing us to serve your insurance needs. We
appreciate the trust you have placed in us.
The information in this site is provided strictly for informational
purposes and is not meant to be a solicitation or an offer to
sell in connection with any product or service, nor is the information
a comprehensive description of all terms, conditions and exclusions
applicable to the products and services available. Complete descriptions
of the terms, conditions and exclusions of insurance coverages
or other products or services may be obtained through your independent
agent. BMIC is a property and casualty insurance company,
domiciled in North Carolina. BMIC will not offer or sell
insurance to residents of any states other than NC, SC, TN and
VA even though they are able to view this web site.
Links to other internet sites that are not maintained by BMIC
may be accessed through this web site. Such external internet
addresses contain information created, published, maintained
or otherwise posted by organizations and entities independent
of BMIC. BMIC is not responsible for the content of those sites
nor does it approve, endorse or certify information available
at any external site or linked addresses contained herein.
Information this Site Gathers/Tracks
The Builders Mutual website collects names, email addresses,
postal information, phone numbers, only if the customer/client
chooses to provide this information. When Builders Muual asks
the customer/client to provide this information it is so we
can better serve you. We do not receive any information unless
you choose to provide it to us. We have security measures in
place to protect the loss, misuse, and alteration of information
under our control.
This web site contains links to other sites. This statement
is for the sole use and purpose of Builders Mutual. Please be
aware that we (Builders Mutual) are not responsible for the privacy
practices of such other sites. We encourage you to read the privacy
statements of each and every web site that collects your personally
Sharing of the Information this Site Gathers/Tracks
Builders Mutual does not share any information we have gathered.
The information is used to determine what the issues are, be
able to contact you and service you better. This information
is used for internal uses only. We do not provide this information
to mailing lists, etc.
This site does not offer a way to change or update your information.
This site does not offer a way to delete/deactivate your data.
Notification of Changes
If we decide to change our policy, we will post these changes
on this page so that you are always aware of what information
we collect, how we use it, and under what circumstances we
disclose it. Regardless of later updates, we will never use
the information you submit under this current policy in a new
way without first providing you an opportunity to opt-out or
otherwise prevent that use.
If you have any questions regarding the privacy statement, please contact