About Builders Mutual

Builders Mutual has provided more than 20 years of uninterrupted insurance coverage exclusively to the home building industry. “ Where Builders Come First” has been the focus of our attention since 1984, when the company grew out of the North Carolina Home Builders Association to provide workers’ compensation to eligible members. Since then, our lines of coverage have expanded and our territory has broadened, but our focus has remained the same. Builders Mutual’s close ties to the Home Builders Association, in North Carolina and other states, is one of the reasons for our consistency and stability. As the mission of the Home Builders Association is to foster and promote a healthy home building economy and protect the interests of those in the industry, it benefits our company and our customers to align ourselves with such an influential organization. Through this long-term association, we are better able to ensure continuous financial stability and stick to our goal of providing superior coverage and customer service.

Currently Builders Mutual offers a complete line of property and casualty insurance products*:

  • Workers' Compensation
  • Business Owners Policy (BOP)
  • Commercial Package Policy (CPP)
  • Commercial General Liability
  • Commercial Property
  • Commercial Inland Marine
  • Commercial Crime
  • Commercial Auto
  • Builders Risk, and
  • Umbrella Liability

Builders Mutual is licensed to write business in North Carolina, South Carolina, Tennessee and Virginia. Our “A” (Excellent) rating from the A.M. Best Company further supports our commitment to quality and service for our policyholders.

* All products may not be available in every state. Contact the BMIC headquarters in Raleigh, NC for more details: 1-800-809-4859.