Fall Protection Certification Program Elements

Companies always ask how they can qualify for discounts on their insurance through Builders Mutual’s Fall Protection Certification program.  By being “Fall Protection Certified,” Builders Mutual policyholders are eligible for up to a 10% discount on their WorkSafe workers’ compensation premium at renewal.  Are you looking to switch your insurance to Builders Mutual?  You can earn the discount as early as your first policy year by completing the Fall Protection Certification requirements during the application process.  To get certified, you must:

• Attend either “Fall Protection” or “OSHA 10-hour Construction Industry Safety Course” (owners and supervisors are required to attend, but all employees are welcome),
• Be exposed to falls,
• Have at least three years of loss experience and a minimum annual WorkSafe workers’ compensation premium of $5,000,
• Use no uninsured subcontractors that are in classes exposed to falls,
• Pass the open book 50-question (multiple choice and true/false) Fall Protection Certification test,
• Demonstrate to your BMIC risk manager that your company has an acceptable written fall protection program and implements it on all jobsites, and
• Allow your BMIC risk manager to visit annually for recertification.